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This product assists credit grantors, collection agencies, telco/utility companies and others with permissible purpose in making fast, informed credit-granting decisions.

Continually updated information is displayed in an easy to use format. Acrofile Plus includes a delinquency grid reflecting how the consumer managed their account over 24months. Automated Data View (ADV) is a customer service tool that allows you to quickly view your customer’s consumer collections and/or tradeline information as it appears on the Equifax credit file – all in real time. Changes in legislation have required credit grantors government credit report free Minnesota to handle dispute resolution processes directly with their customers, and ADV allows you to expedite this process. ADV is available via Equifax ePORT and via System-to-System. Bankruptcy Navigator Index 3.0 (BNI government credit report free Minnesota 3.0) predicts the likelihood of consumer bankruptcy within the next 24 months. It helps you make timely decisions regarding acquisitions, credit limits, risk based pricing, credit line management, over-limit authorization, re-issuance and collection activity. Beacon 5.0, co-developed with Fair Isaac, predicts the likelihood that an existing account or potential credit customer will become a serious credit risk within 24 months from scoring. Beacon identifies and predicts the full range of credit risks, including bankruptcies, charge-offs, repossessions, loan defaults, and severe delinquencies (90 days or more.) Beacon 09,developed using Equifax's version 6.0 data to take advantage of the new and expanded data elements that are available, stays abreast of changes in consumer credit behavior. credit history report free

It delivers quick, precise, consistent, and easy-to-use risk assessment. Beacon 09 helps speed decision-making for approving new accounts, setting credit limits, reissuing cards, authorizing over-limit transactions, authorizing limit government credit report free Minnesota increase requests, setting debt-recovery strategies and cross-selling.

It helps identify potential charge-offs, seriously delinquent and bankrupt accounts. Beacon 09 allows a customer to extend credit according to a consumer’s future credit risk, while minimizing losses.CSC Decisioning Solutions CSC Decisioning Solutions is a Web site that provides you with instant access to decisioned or standard consumer credit reports, employment screening, tenant screening, automotive searches, identity/fraud screening and skip-tracing tools. Set-up is fast and the report formats are easy to read. A Web site that allows clients to receive instant decisioning on consumer credit reports via the Internet. on credit report With the client’s rules and criteria in place, CSC’s Decisioning Tool will deliver fast, convenient, and affordable decisioned consumer credit reports online.. government credit report free Minnesota ePORT was developed with a host of security provisions designed to manage the privacy of sensitive consumer information. Positioned around specific core and ancillary products, ePORT allows our business-to-business clients to seamlessly receive information via the Internet while keeping control and access of the data in their hands.

With virtually no training or software requirements, ePORT gives the end-user complete control of the application, maintains security through issuance of tokens and 128-bit encryption, substantially reduces operating costs, and creates a historical record through online report storage.

Businesses now government credit report free Minnesota have access to a real-time solution for immediately identifying fraudulent activity involving credit fraud victim alerts, misused socials, hot government credit report free Minnesota addresses, suspicious phone numbers and other tracked potential risk factors. Identity Scan leverages over a dozen up-to-date public and government credit report free Minnesota proprietary database sources to effectively identify potential or known identity theft and application fraud in real-time. It quickly identifies activity involving credit fraud victim alerts, misused socials, hot addresses, suspicious phone numbers and other tracked potential risk factors. getting credit reports

OFAC Alert is an Equifax product that identifies Specially Designated Nationals (SDNs), blocked persons, and blocked entities under the U.S. Treasury’s Office of Foreign Asset Control (OFAC) regulations and the Department of Commerce’s Import/Export restrictions via automated OFAC government credit report free Minnesota screening procedures.

Any institution or company that processes financial transactions should conduct OFAC screening. OFAC screening should be conducted government credit report free Minnesota on consumers as well as businesses/charities. Prospect Select is a flexible prescreening tool that quickly and easily creates lists of credit-qualified consumers for FCRA-compliant marketing campaigns.